• Benefits
  • How Much
  • Features
  • How To Acquire
  • Related Subjects

​Now, you can opt for the new Millennium bim credit solution, with fixed installments from the first to the last day. With CNV Taxa Fixa, manage your budget without effectively throughout the crediting period and accomplish your personal projects, with a loan for: 

  • ​Consumer goods (travel, furniture, appliances, computer equipment); 
  • Car maintenance expenses;
  • House remodeling, among others.
  • ​​

    ​The financial charges associated with CNV Taxa Fixa are:

    Commissions: A process organization fee of 1.600 MZN  will be charged.

    Interest rate: Fixed for the whole life of the loan.

    Early Settlement: In the event of total or partial liquidation of the outstanding capital, a penalty of 5% of the amount owed will be applied.

    ​Access Conditions: Private customers from the private and public sector (not all people will have access to this credit eg: people with incidents, we have to specify a little more).

    Minimum and maximum amounts: 10.000.00 MZM up to 1.000.000,00 MZM;

    Period: 60 months;

    Interest rate: fixed for the whole life of the loan;

    Insurance associated ​

    CNV Taxa Fixa has an  insurance package associated with the following conditions:

    Life insurance: Guarantees the loan payment of the insured person in case of accident, disease, death, and total or permanent disability.

    Payment Protection Plan Insurance: Ensures the payment of benefits, in case of total or temporary incapacity for work or involuntary unemployment.

    The contracting of the credit operations advertised here are subject to a credit risk analysis and the possible constitution of guarantees that the Bank deems appropriate.

    ​If you wish to acquire CNV Taxa Fixa, visit a Millennium bim branch and request a simulation, or obtain more information through the following numbers: 

    +258 21 35 00 35

    +258 82 35 00 350

    +258 84 35 00 350

    +258 86 35 00 350


    ​We also suggest the following useful information:

  • ​Leasing Auto
  • VISA Classic Credit Card​​​​