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  • Benefits
  • Remuneration
  • Features
  • How to apply
  • Legal Notice

​Thinking of you and your future, we have created a 90-day savings solution that offers a monthly remuneration up to a maximum of 16.5%. ​ 

With Depósito Cresce Já guarantee your capital appreciation.


Find bellow the benefits of establishing this deposit: 

  • ​Rising interest rates; 
  • Monthly capitalization in the term deposit account or credit in the associated current account;
  • Allow reinforcements whenever you want.​
  • Annual Gross Nominal Rate (TANB):

    Monthly payment

    Up to 100.000,00 MT​

    Up to 500.000,00 MT

    Up to 1.000.000,00 MT

    Above 1.000.000,00 MT

    1.º 

    1,00%​

    2,00%

    4,00%

    6,00%

    2.º 

    2,50%

    4,50%

    6,50%

    8,50%

    3.º 

    10,00%

    12,00%

    14,00%

    16,0​0%

     ​​

    Deadline: 90 Days.

    When establishing a term deposit, the applicable date (D) will be that of the debit value made in the ​Client’s current account as well as the credit held in the Client’s savings account. At maturity and/or full or partial prepayment the applicable date (D) of the term deposit will be that of the credit value in the Client’s current account.


    Interest payment

    Interests are paid monthly, credited to the associated current account, or capitalized into the term deposit account.


    Renewals

    Not applicable.


    Early Mobilization

    Allow early or partial mobilization, at any moment of the term deposit, with penalty interest due, according to the Bank’s price list, available for consultation at the Millennium bim branch.


    Capitals warrant

    ​Guarantee the payment of the total amount at maturity or in the event of early mobilization.



    Access Conditions

    Individual Clients, holders of a Millennium bim current account in meticais.


    Term:
    90 days; 

    Minimum amount of constitution: 5,000 MT;

    Minimum amount of reinforcement: Not applicable; ​

    Interest rate: rises, monthly, up to a maximum of 16​​%;

    Renewal: Not applicable; 

    Interest rate payment: Monthly, in the current account or with interest capitalization in the term deposit account.

    If you are a Millennium bim Client, visit the nearest Millennium bim branch and request to establish your Depósito Cresce Já. If not, click here and check how to open an account.​

    Tax Policy

    Deposit’s revenues are subject to tax withholding in accordance to Stamp Duty (Imposto de Selo), at a 10% rate (IRPS Code, Law nr 33/2007 dated 31 of December).​