• Benefits
  • Remuneration
  • Features
  • How to apply
  • Legal notices

Depósito a Prazo com juros antecipados is a 90 days financial application in national currency (MZN) with anticipated interests due on the deposit’s establishment day. 

  • Guarantied r​eceival of the entire deposited amount at maturity; 
  • Simple and safe application, ideal for those who value an immediate cash flow.

  • ​​

    ​Interest rate

    The Annual Nominal Gross Fee (TANB) is fixed and it depends on the invested amount:

    • 50.000 MZN - 100.000 MZN à 2,00%
    • 100.001 MZN–500.000 ​MZNà 4,00%
    • 500.001​MZN–1.000.000 MZNà 6,00%
    • Up to 1.000.000 MZN  à 8,0​​0%​​​


    Minimum amount of establishment: 

    50.000, 00 MZN


    90 days. 

    For the long term deposits, the debt value date is the current account’s date (D-Day) and interest payments associated with the application.

    Early mobilization

    No total or partial mobilization is allowed for the invested amount during the deposit’s time span.


    Access conditions

    Private customer, business sole proprietors (ENI's) and current account holders in meticais:

  • Minimum amount: 50.000, 00 MZN;
  • Reinforcement: not allowed;
  • Renewal: not allowed. On the due date, the amount will be credited on the related current account.

  • To establish a Depósito a Prazo com juros antecipados, please visit the nearest Millennium bim branch​​

    Tax policy​

    Deposit’s revenues are subjected to tax withholding corresponding to Stamp Duty (Imposto de Selo), at a 10% rate (IRPS Code, Law nr 33/2007 dated 31 of December).