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  • Benefits
  • Remuneration
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  • How to apply
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Depósito a Prazo com juros antecipados is a 90 days financial application in national currency (MZN) with anticipated interests due on the deposit’s establishment day. 


  • Guarantied r​eceival of the entire deposited amount at maturity; 
  • Simple and safe application, ideal for those who value an immediate cash flow.

  • ​​

    ​Interest rate

    The Annual Nominal Gross Fee (TANB) is fixed and it depends on the invested amount:


    • 50.000 MZN - 100.000 MZN à 2,00%
    • 100.001 MZN–500.000 ​MZNà 4,00%
    • 500.001​MZN–1.000.000 MZNà 6,00%
    • Up to 1.000.000 MZN  à 8,0​​0%​​​

     ​​

    Minimum amount of establishment: 

    50.000, 00 MZN


    Term

    90 days. 

    For the long term deposits, the debt value date is the current account’s date (D-Day) and interest payments associated with the application.


    Early mobilization

    No total or partial mobilization is allowed for the invested amount during the deposit’s time span.


    ​​​

    Access conditions

    Private customer, business sole proprietors (ENI's) and current account holders in meticais:

  • Minimum amount: 50.000, 00 MZN;
  • Reinforcement: not allowed;
  • Renewal: not allowed. On the due date, the amount will be credited on the related current account.

  • To establish a Depósito a Prazo com juros antecipados, please visit the nearest Millennium bim branch​​



    Tax policy​

    Deposit’s revenues are subjected to tax withholding corresponding to Stamp Duty (Imposto de Selo), at a 10% rate (IRPS Code, Law nr 33/2007 dated 31 of December).