• Benefis
  • Related Costs
  • Features
  • How to Apply
  • Further Subjects

The Solução Mulher (Woman Solution) is an offer designed for individual female customers, with the following benefits:

Health Insurance

Free of charge insurance coverage for the following cases:


Cancer of the Cervix medical treatment expenses;

Breast Cancer medical treatment expenses;

- Child Birth medical expenses.

Access to the Conta à Ordem Mulher (Womam Current Account) in local currency.

Access to the  VISA Electron Mulher (Woman VISA Electron) Card.

Electronic Banking Channels

Immediate access to the following Banking Channels:


- Millennium bim Mobile;

- Millennium bim Internet Banking;

- Millennium bim ATMs.

The acquisition of the Solução Mulher (Woman Solution) is free of charge. However, the use of the products and services that make up the Woman Solution have their respective fees, which are published in the Bank's Price List available online or at any Millennium bim Branch.


For the issuing and usage of the Cartão Mulher (Woman Card) an issuing fee and yearly usage fee are charged. In case of card substituition, a replacement fee is applicable, unless the replacement is due to card expiration.


When the current account has an avarege belance below MZN 100,00 and has not registered any transactions for more than 6 months, an inactive account fee is charged according to the Bank's Price List, available online or at any Millennium bim Branch.

Current Account

The Conta Mulher (Woman Account) is a current account in local currency, where the first signatory is a woman.

The minimum opening deposit is MZN 10.000,00.

Transactions: VISA Electron Mulher (Woman) Card, Cheque Books, Transfer Orders, Linha Millennium bim (Call Centre), Millennium bim Mobile and Millennium bim Internet Banking.

Debit Card

This card is used for payments and gives you access to all ATMs and POSs of Millennium bim and VISA International networks around the world.

The VISA Electron Mulher (Woman) Card offers a wide array of discounts in various selected commercial establishments, as well as health insurance that covers the following risks: 


  • Cancer of the Cervix medical treatment expenses
Maximum coverage of MZN 75.000,00 per year, with a 10% co-payment  per claim and a 12 month grace period.
  • Breast Cancer medical treatment expenses

Maximum coverage of MZN 75.000,00 per year, with a 10% co-payment per claim and a 12 month grace period.

  • Child Birth expenses

Maximum coverage of MZN 50.000,00, with a 10% co-payment per claim , with a minimum of MZN 2.500,00. It refunds expenses of two (2) child births per beneficiary, and it has a 18 month grace period.

Note: Expenses refund is conditioned to expenses paid using a Millennium bim payment instrument (cards, transfers and cheques).

The Solução Mulher (Woman Solution) also gives access to various Saving, Insurance and Credit options to help you to better daily manage your personal finances.

To apply for the Solução Mulher (Woman Solution) please visit any Millennium bim Branch and apply for:


- Conta à Ordem Mulher (Woman Current Account)

- Cartão Mulher (Woman Card)

We also suggest that you read the following useful information:


- Conta à Ordem Mulher (Woman Current Account) 

-​ Cartão Mulher (Woman Card) 

- Woman Card Partners